Investment guidelines and best practices
Interpreting and implementing ISSA, OECD and other international best practices for the prudent management of social security funds.
Consulting and training
Access to funding, investment and governance with rigour and a long-term view
We help companies access funding and pension reserve funds optimise investments, strengthen governance and build team capacity.
International experience
- Portugal
- Italy
- Cambodia
- Angola
- Maldives
- Mozambique
- Cape Verde
- Morocco
Companies, social security funds and pension institutions on several continents.
- 2020 Year of establishment
- 20+ Years of C-level experience managing financial institutions
- 8 Countries with projects and training
- 35 Funding providers and investors consulted in a single process
About us
Specialist expertise supporting long-term financial sustainability
Consulting and training in finance, investment management and governance, focused on pension institutions, social security funds and access to financing.
About RQPONINGInvestment management
Policies, regulations and asset allocation strategies for social security funds.
Governance and risk
Risk management models and robust, transparent governance frameworks.
Access to financing
Structuring and negotiating debt and equity solutions for companies.
Training
Capacity building for boards, executive committees and technical teams.
What we do
Areas of expertise
Investment regulations
Critical review and drafting of investment regulations, from diagnosis to final wording.
Risk management and corporate governance
Investment risk management models and governance frameworks for effective oversight and control.
Business plans
Supporting companies to develop and market their business plans to ensure stable financing.
Financing structuring and access
Management consulting and operational assistance in structuring and contracting financing solutions.
Training and capacity building
Training for boards, executive committees and technical teams, ensuring autonomy and mastery of new practices.
Leadership
Henrique Cruz
Partner Consultant
More than 30 years of experience (20 years in C-Level positions) in investment management, development banking, private equity and SME financing.
Meet the teamHow we work
A practical, collaborative methodology
Solutions that are technically sound, but also implementable and sustainable.
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Detailed diagnosis
In-depth analysis of the current status, legal frameworks and existing practices.
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Customized solutions
Tailored recommendations and regulatory document drafting.
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Capacity building
Team training to ensure autonomy and operational mastery.
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Follow-up and support
Ongoing assistance in implementation and monitoring.
Experience
Featured projects
Review of investment policy and strategy
Maldives Pension Administration Office (MPAO) · Maldives
Review of MPAO’s investment policy and strategy and a new policy aligned with the member profile of the Maldives Retirement Pension Scheme.
Investment strategy for the reserve funds
National Social Security Fund · Cambodia
Development of the investment strategy for Cambodia’s social security reserve funds.
International training centre in Turin
International Training Center of the ILO – Turin · Italy
Training at the ILO International Training Centre in Turin on the interpretation and implementation of the ISSA Guidelines on investment of social security funds.
Economic and financial advisory for member companies
AEP – Associação Empresarial de Portugal · Portugal
Economic and financial advisory service agreement (AEP Finance financial boutique).
Share deal for a hotel asset in Lisbon
RMAR, SGPS, SA · Portugal
Structuring of a share deal for a real estate asset licensed as a 4-star hotel, with a base price of €11 million (hospitality sector).
Financing for a microgreens production unit
Green Harvest · Portugal
Business plan, structuring and bank approval of €1.5 million in financing (agribusiness sector).
Shall we talk about your challenge?
Talk to us about investment, governance or financing: we analyse your situation and propose a tailored solution.